Interactive - Tools
What is your time actually worth?
Your salary tells you what an hour of work earns. It doesn't tell you what an hour costs you -- once you count the commute, the email after dinner, the Sunday-night dread. Let's compute the number the budgeting apps never show you, then use it to make one real decision.
1 - Your real hourly rate
2 - Is buying it back worth it?
You can pay to skip a chore -- a cleaner, delivery, someone to handle the thing you neither enjoy nor do well. Enter what it costs and the hours it gives back. We'll price it against the real rate above.
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The number isn't the point. Knowing it, and then acting like you do -- that's the whole game.
A rough mirror, not financial advice. The "right" answer also depends on what you'd actually do with the hour -- see Buy Back Your Time and The Two Currencies.